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Pricing guide, AI Code Editor

Cursor pricing in 2026: Pro, Ultra and Teams costs for development teams

Every Cursor plan in plain numbers, how on-demand usage changes the bill, and what a 25-developer team pays.

The short answer

Cursor Pro costs USD 20 a month, Pro+ USD 60 and Ultra USD 200, while Teams costs USD 40 per user per month for a Standard seat or USD 120 for a Premium seat. Hobby is free and Enterprise is quoted. A 25-developer team pays USD 12,000 a year on Teams Standard seats before on-demand usage.

  • Cheapest paid optionPro at USD 20 a month for one developer.
  • What companies needTeams at USD 40 per user for central billing, SSO and privacy mode enforcement.
  • Biggest hidden costOn-demand usage, switched on by default on Teams and billed in arrears.
  • Best way to saveSet per-user spending limits and give Premium seats only to heavy agent users.

Written by Procurement VMS Editorial Team · Reviewed by Michael, Procurement Advisor Expert · Price data dated · 9 minute read

Cursor plans and prices

Cursor's seat price is the easy part. Every plan includes a set amount of model usage, and once developers use it up, on-demand usage keeps them working at API rates, billed after the fact. For a team that leans on agents, the usage line can rival the seat line.

This guide prices every Cursor plan from the official pricing page and Cursor's docs, then shows what a real development team pays.

Prices below were recorded on 12 October 2026. The headline figure is the lowest price you can get for that plan. Check the official page before you buy, because vendors change prices without notice.

Pro

USD16

per user per month, billed yearly

Billed monthly: USD20

Best for: Individual developers

  • Extended Agent limits
  • frontier models
  • MCPs
  • skills and hooks
  • cloud agents
  • Bugbot on usage-based billing

Pro+

USD48

per user per month, billed yearly

Billed monthly: USD60

Best for: Developers who run agents all day

  • Everything in Pro with a larger usage allowance
  • Ultra at USD 200 a month adds the most usage
Most chosen

Teams

USD40

per user per month

Billed monthly: USD40

Best for: Engineering teams that need central billing and SSO

  • Standard seat USD 40
  • Premium seat USD 120 with 5x Agent usage
  • SAML/OIDC SSO
  • team privacy mode
  • usage analytics
  • Bugbot code reviews

Enterprise

Custom

per user per month

Best for: Large teams that need pooled usage and SCIM

  • Pooled usage
  • invoice and PO billing
  • SCIM
  • audit logs
  • per-member spend limits
  • AI code tracking API
  • priority support

How billing works

Each paid seat includes usage across two pools, Cursor Models and Other Models, which resets each billing cycle and does not transfer between team members. After included usage runs out, on-demand usage continues at API rates and is billed monthly in arrears, and on Teams it is enabled by default. Third-party models on Teams on-demand are billed at public API list prices plus a Cursor Token Rate of USD 0.25 per million tokens. Self-serve plans are paid by card, and invoice or wire billing requires Enterprise.

The tier trap

Teams has no pooled usage and no per-member spend limits, and on-demand usage is on by default. One heavy agent user can run up a large bill, and the controls that stop it start on Enterprise.

Read this first. Monthly prices (Pro USD 20, Pro+ USD 60, Ultra USD 200, Teams USD 40 Standard and USD 120 Premium) were read on cursor.com/pricing and Cursor Docs on 12 October 2026. The official page has a yearly toggle but shows no yearly figures in text, so the annual Pro (USD 16) and Pro+ (USD 48) prices come from AICodeReview (February 2026) and need confirming. The Teams annual price is unverified (one unread report says USD 32), so it is shown as not available. Included usage dollar amounts are not published on the official page. Hobby limits and the one-week Pro trial are third-party only. The standalone Bugbot price (USD 40 per user, third-party) is not on the official page and is not used. The on-demand scenario uses an illustrative USD 25 per developer per month.

Cursor cost calculator

Move the slider to see what each plan costs at your size. The figures use the list prices on this page and leave out tax, add-ons and any discount you negotiate.

What 25 developers pay on Teams, with Premium seats and on-demand usage

Twenty-five developers shows what Premium seats and on-demand usage add to the Standard seat base.

Yearly cost scenarios for Cursor
ScenarioCost per yearAgainst the headline
Teams Standard seats, monthly (25 developers)USD12,000Headline price
5 heavy users moved to Premium seats at USD 120 (25 developers)USD16,800+USD 4,800
Standard seats plus USD 25 on-demand usage per developer a month (25 developers)USD19,500+USD 7,500

Where the bill grows

A Cursor bill has a seat line and a usage line. These are the places the usage line grows.

On-demand usage

Usage past the included allowance is billed in arrears at API rates, and it is enabled by default on Teams.

Cursor Token Rate

Third-party models used on-demand on Teams carry an extra USD 0.25 per million tokens on top of list API prices.

Premium seats

Premium seats cost USD 120 a month, three times a Standard seat, for 5x the Agent usage.

No pooled usage on Teams

Allowances are per user and do not transfer, so light users' unused usage cannot cover heavy users.

Card-only billing

Invoice, PO and wire billing require Enterprise, so self-serve Teams spend lands on cards.

What each Cursor plan includes

Compare the plans side by side. Where a cell says Check page, the vendor's pricing page was not specific enough for us to fill it in.

FeatureProPro+TeamsEnterprise
Price per user per monthUSD 20USD 60USD 40 Standard, USD 120 PremiumCustom
Included usageExtended Agent limitsLarger than ProStandard allowance, Premium 5xPooled across users
On-demand usageOptionalOptionalOn by defaultPer-member spend limits

Features we could not place by plan: SAML/OIDC SSO, Team privacy mode enforcement, SCIM and audit logs, Invoice and PO billing. Check the official page for which plan includes each one.

Which Cursor plan should you pick?

Hobby

Pick it if you are trying Cursor and limited Agent requests are enough.

Pro

Pick it if you are one developer using agents and frontier models every day.

Pro+ or Ultra

Pick it if you keep exhausting the Pro allowance and want more usage at a fixed price.

Teams

Pick it if the company pays and needs SSO, central billing and privacy mode enforcement.

Enterprise

Pick it if you need pooled usage, per-member spend limits, SCIM or invoice billing.

Our view

Cursor Pro is good value for a developer who codes with AI daily, and Teams at USD 40 is reasonable once SSO and central billing matter. The risk is usage. Without spend limits, on-demand charges and Premium seats can push the real cost well past the seat price.

You may be overpaying if

On-demand usage runs with no limit, Premium seats go to developers who rarely hit the Standard allowance, or developers expense personal Pro+ or Ultra plans on top of company Teams seats.

How to pay less for Cursor

  1. Set spending limits

    Cap on-demand usage per user on Teams before rollout, since it is on by default.

  2. Assign Premium seats by usage

    Start everyone on Standard and upgrade only developers who repeatedly exhaust it.

  3. Use Cursor models where they fit

    First-party Cursor models avoid the USD 0.25 per million token rate charged on third-party models.

  4. Pay yearly on individual plans

    Third-party guides report about 20% off annual billing on Pro and Pro+.

  5. Ask for volume pricing

    Cursor routes volume discounts through enterprise@cursor.com, so bring seat counts and usage history.

  6. Compare with Copilot

    GitHub Copilot Business at USD 19 per seat gives you a credible counter-offer.

What other buyers report

SpendHound reports companies with 50 to 1,000 employees spend an average of USD 26,577 a year on Cursor, and enterprises USD 171,086 (October 2026). Source

Price changes we know of

  • June 2025: Cursor replaced its fixed count of premium requests with usage-based allowances tied to the plan price (reported by AICodeReview).

Renewal email you can copy

Fill in the brackets and send it about 90 days before the renewal date. It works best next to your renewal tracker.

Subject: Cursor renewal on [renewal date]

Hi [account manager],

Our Cursor [plan] subscription renews on [renewal date]. Over the last 90 days, [active developers] of the [paid developers] we pay for used it.

We would like to renew with [target developers] on a [term] term. Before we sign, please send:
1. The current list price and the price you are offering us, line by line.
2. The cap on any price increase at the next renewal.
3. The notice period if we want to cut developers or move to another plan.

We are comparing this against [alternative] and plan to decide by [decision date]. If you can offer [target discount] percent off list, or a lower price for a longer term, we are ready to talk this week.

Thank you,
[name]
[company]

Free PDF and Excel

Cursor pricing sheet and cost model

A one page summary of every plan, plus an Excel model that adds up your own seat count.

  • All plans and prices on one page
  • Excel model with your seat count and yearly cost
  • Renewal checklist and the email above, ready to edit
  • Date of the price data and the source links

Cursor alternatives and what they cost

If this vendor does not fit, these are the closest options and what they charge.

AlternativeStarting pricePick it when
GitHub CopilotUSD10 per month (Pro) or USD 19 per seat (Business)You want AI help in your existing IDE at about half the seat price Read our GitHub pricing guide
ClaudeUSD17 per month (Pro, annual), includes Claude CodeYou prefer a terminal coding agent plus a general assistant Read our Claude pricing guide
GitHub Copilot FreeFreeLight users can live with 2,000 completions and 50 chat requests a month Read our GitHub pricing guide

Keeping Cursor spend under control

Developers adopt editors on their own, and usage-based charges arrive after the month ends. The seat count and the on-demand spend need separate owners.

  • Set budgets and alerts. Usage bills grow without anyone signing anything. Set a monthly budget and an alert at 80 percent of it.
  • Tag cost to a team. Give every project an owner so a bill can be traced. Our spend management software guide covers the controls to look for.
  • Review commitments before renewal. Committed spend discounts only pay off if you use the commitment. Compare 12 months of real use with the plan before you renew, using a renewal tracker.
  • Count the full cost, not the list price. Support, egress, extra seats and add-ons change the real figure. Our total cost of ownership guide shows how to add it up.

Bottom line. Put developers on Teams Standard seats, set on-demand limits before rollout, and reserve Premium seats for people who prove they need them. Move to Enterprise when pooled usage, SCIM or invoice billing become requirements.

Cursor pricing questions

How much does Cursor cost per user?

Cursor Pro costs USD 20 a month, Pro+ USD 60 and Ultra USD 200 for individuals. Teams costs USD 40 per user per month for a Standard seat or USD 120 for a Premium seat with 5x the Agent usage. Enterprise is priced by sales.

Is Cursor free?

Yes. Cursor Hobby is free with no credit card and includes limited Agent requests and access to Composer. Third-party guides report new users also get a one-week Pro trial. Paid plans add frontier models and larger usage allowances.

How much is Cursor for teams?

Cursor Teams costs USD 40 per user per month for a Standard seat and USD 120 for a Premium seat. It adds SAML and OIDC SSO, central billing, usage analytics and team privacy mode. On-demand usage is on by default and billed in arrears.

What happens when you run out of Cursor usage?

You can keep working with on-demand usage, billed monthly in arrears at API rates without slower or lower-quality requests. On Teams, third-party models add a USD 0.25 per million token Cursor Token Rate. Spending limits cap the bill.

Is Cursor cheaper billed annually?

Cursor offers yearly billing, and third-party guides report about 20% off: Pro at USD 16 a month instead of USD 20 and Pro+ at USD 48 instead of USD 60. The official page did not show yearly figures when checked, so confirm at checkout.

What is the cheapest alternative to Cursor?

GitHub Copilot Pro costs USD 10 a month and Copilot Business USD 19 per seat, about half of Cursor Pro and Teams. Copilot Free offers 2,000 completions and 50 chat requests a month at no cost.

How we put this page together

We start from the vendor pricing page and note the date. Where a figure comes from a third party instead, we say so on the page. Procurement VMS is a ratings and comparison site, not a software vendor, and nobody paid for a place in this guide. Spot a number that has changed? Tell us on the contact page and we will check it.

Take the Cursor cost model to your renewal meeting

You get a one page PDF and an Excel model with your seat count, the plans above and a renewal checklist.

Choosing software instead of renewing? See the ranked procurement software list.